Struggling With Overwhelming Debt? Chapter 7 Bankruptcy Can Help.
Debt can feel overwhelming. If you’re struggling to keep up with bills, facing foreclosure or dealing with wage garnishment, Chapter 7 bankruptcy can offer the relief you need. Our lawyer helps individuals across Northwest Ohio take back control of their finances and move forward with confidence.
Kristen Stanton has over 25 years of legal experience under her belt. As a trusted lawyer in Defiance, she helps clients understand their rights and make informed decisions. Most of our bankruptcy cases are Chapter 7 cases, which can allow eligible individuals to discharge unsecured debts and start fresh.
We will guide you through every step of the bankruptcy process. From your first consultation to the final discharge, we will protect your rights and answer your questions.
What Chapter 7 Bankruptcy Can Do For You
Chapter 7 can be the fastest and most effective way to clear debt. If you’re unsure whether it’s right for you, our attorney will explain your options and help you choose the best path forward.
We help our clients with the following:
- Stop foreclosure, repossession and wage garnishment
- Eliminate credit card debt, medical bills and personal loans
- Understand eligibility for Chapter 7 and Chapter 13
- Avoid creditor harassment
- Build a plan for life after bankruptcy
Kristen also addresses bankruptcy cases in the context of divorce.
Keep Your House And Car
When people file for Chapter 7 bankruptcy, they often worry that the trade-off for a clean slate is to give up all their assets, including their house and car. Our lawyer knows your options and will work with you to:
- Try to keep your car and house, an option many people don’t realize they have;
- Minimize or clear medical, credit card and personal loan debt;
- Discharge (clear) debts you may owe on unpaid utility bills.
Filing for Chapter 7 bankruptcy with our firm can give you a fresh start on your financial situation while protecting your assets.
Make A Payment Plan That Works For You
Many people don’t know that if you have a large amount of debt, creditors can contact your employer to have your wages garnished. This means that your monthly salary will be withheld to pay off your debts. Filing for bankruptcy stops wage garnishment. It can also prevent your house from going into foreclosure and creditors from repossessing your belongings.
If you work a steady job that may not pay well enough to cover your debts, we can help you set up a payment plan through Chapter 13 bankruptcy that works for you and your job situation. With Chapter 13 bankruptcy, we will help you make a financial plan with payments you can manage.
Schedule Your Consultation Today
You need competent legal representation during a stressful situation. If you’re ready to explore Chapter 7 or Chapter 13 bankruptcy, call 888-512-6925 or contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.